Straight up or on the rocks, tap or bottle, red or white, we have the program for you.

Classes covered:

1. Bars/Taverns
   Establishments whose liquor receipts are more than 50% of the total liquor, package liquor and food receipts combined.

2. Bars, Restaurants, Private Clubs in neighborhood settings
   Risks with patrons living in close proximity thereby creating minimal driving exposure.

3. Restaurants with high liquor
   Establishments with liquor receipts between 36% and 50% of the total liquor, package liquor and food receipts combined.

4. Restaurants with moderate liquor
   Establishments with liquor receipts between 25% and 35% of the total liquor, package liquor and food receipts combined.

5. Preferred Restaurants
   Establishments with liquor receipts less than 25% of the total liquor, package liquor and food receipts combined.

6. Private Clubs
   Establishments that have members, officers, charge materials dues and exclude the general public except for invited guests.

7. Package Retail Stores
   Establishments that sell alcoholic beverages for solely off premises consumption.

8. Nightclubs
   Establishments featuring entertainment, either a disc jockey or live band, and featuring a dance floor greater than 500 square feet.

9. Adult Entertainment Clubs
   Establishments featuring nude or semi nude.

10. Special Events
    Events such as parties, dances, fund raising affairs, fairs, carnivals, weddings, charitable events and other similar events that are defined in duration.